NON-QM or non-qualified mortgages in general refers to loans that do not fit agency guidelines (Fannie Mae, Freddie Mac, FHA or VA).
NON-QM loans refer to any of the following:
BUSINESS BANK STATEMENT ONLY 1099 ONLY P&L ONLY TRUE NO INCOME VERIFICATION DSCR (debt service coverage ratio) INVESTMENT PROPERTIES NO RATIO – INVESTMENT PROPERTIES
We offer ARMs (Adjustable Rate Mortgages) for loans over $100k
