We offer financing for borrowers who are looking for both residential and commercial construction or renovation.
- Loan Amounts: $75,000 to $2,500,000
- Fast pre-qualification, typically within 3 – 5 business days, closing typically within 30 days (fast track closings in 14 +/- days available if certain criteria is met)
- Foreign Nationals are eligible for this program
- Deal directly with the Loan Officer/Underwriter
- Maximum Loan to Value Purchase: 80% / Refinance 75% (subject to the number of units, loan size, loan term, credit score and income)
- 1 to 4 family homes preferred, refer to Commercial Loans for more than 4 units
- Owner Occupied Primary Residence Only
- Compensating factors taken into consideration
- Recent bankruptcy or late mortgage payments are not automatic declines
- No refinances allowed for existing Sub Prime, High Cost or Special Loans
15 to 30 year term available (conventional market rates do not apply)
*All rates and terms subject to change without notice